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Nerdwallet's business credit card content, including our ratings, reviews and recommendations, is overseen by a team of writers and editors who specialize in business credit cards. A side hustle or hobby that generates extra cash is enough to qualify for most business cards. Most business credit cards can be easy to get — if you have good or excellent personal credit

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Lots of issuers want applicants with personal credit scores above 690. You don’t need a formal business to get a business credit card The best business credit cards for startups offer rewards, perks and flexible financing

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You can apply as soon as you start your business.

Compare options and learn more. If you have good to excellent credit and do work for yourself, you may qualify for a business credit card You'll need good or excellent personal credit. Secured business cards are best if your credit score doesn't hit that number

But if personal credit is a challenge, consider a secured personal card as well (we've highlighted a few below). What is a business credit card A business credit card is a revolving line of credit that businesses can use to manage expenses They often offer free employee cards and spending controls.

We looked at 10+ balance transfer credit cards for business owners

The best option is the u.s Bank triple cash rewards visa® business card The right business credit card can help companies earn rewards, discounts and other benefits that reduce overall operational costs Used wisely, they can help keep a business’s expenses.